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I'm a mega-boomer in that it's very much "web or bust" for me. I will take absolutely every other option before installing an app.
Tried to pay for parking recently and they got rid of their web based payment portal but luckily they still had a physical machine.
I'd be more willing to call somewhere or mail a cheque TBH.
@mauve i have this with desktop apps. On mobile I sometimes dpwnload them, use them and then just immediatelly get rid of them. But yeah, i feel you, everyone is trying to lock you in on every step and it's annoying as hell.